An Online Balance Sheet Calculator for Small, Medium and Large

This website contains easy to use software that functions online, (directly from the Internet), and it calculates a number of factors that relate to the financial stability of a business. The website also contains free downloads of the Balance Sheet Calculator (for Windows) in the Excel and OpenOffice.org formats, and a list of other online balance sheets, as well as detailed instructions. For the above, and for information on the services provided by BetterAndBetterBusiness.com, scroll all the way down, beneath the Online Calculator. If you want a printer friendly version of the Online Balance Sheet Calculator that will not print any extraneous text, left click on these words.

Section One
The yellow strip records the time that you last entered or deleted data.
If no data was entered, it is the time you opened this webpage.

What is the name of your business?

Are you the owner, partner, CEO, manager,
stockholder, or employee of this business?

Where is your business located?

What is your name?					What is your E-Mail?

What is your mailing address					What are your phone numbers?

					Cellular phone

					Fax number

Section Two
	You can send a message to BetterAndBetterBusiness.com by writing it in the box bellow. You can describe your business, and related problems and goals.















Section Three
Owner's Equity				The Sum of Total Liabilities and Stockholders' Equity



Total Assets				Total Liabilities

Section Four
Total Current Assets (Cash, saving and checking accounts, consumable resources, Inventory, etc.)				Liabilities Current (Any liability or payment that must be made in one year or less )

	Enter the name of each current asset.		Enter the value in dollars of each current asset.		Enter name of each payment that must be made in one year or less.		Enter in dollars the payments that must be made in one year or less.
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Section Five
Long-Term Assets (Investments, real estate, machinery, tools, motor vehicles, furniture, and other equipment)				Long-Term Liabilities (Debts, or other liabilities, that can be paid in more than one year from now.)

	Enter the name of each long-term asset.		Enter the value in dollars of each long-term asset.		Enter the name of each payment to be made in over a year from now.		Enter the dollar amount of each long-term liability.
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Section Six

Intangible, or Miscellaneous Assets (It can be very difficult to put an accurate dollar amount on intangible assets.)				Stockholders' Equity

	Enter the name of each intangible, or miscellaneous asset.		Enter value in dollars of each intangible, or miscellaneous asset.		Enter the name of each stock, or stockholder's name.		Enter the dollar amount of each category of stock.
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How to Use the Online Balance Sheet Calculator

The software on this website calculates 10 financial factors, based on long-term and short-term liabilities and assets, and stockholders equity. It can be used for a business of any size. The software is very easy to use, and most people can probably figure out how to use it intuitively, with a little time and some trial and error. However, the following instructions will probably make the learning process easier and quicker.

Leave the Sections that Do Not Apply To Your Business Blank

Ignore any sections on the Balance Sheet Calculator that do not apply to your business. For example, if shares in your business were never transferred to anyone else, ignore the sections marked stockholders equity.

A Corporation Owned By Stockholders with No Primary Owner

If you are using the balance sheet Calculator for a corporation that has no primary owner, and is owned by a number of stockholders, leave the section on stockholders equity blank. In addition, the calculated result of owner's equity, in section three, on the calculator should be interpreted as stockholders equity, for this situation.

The Balance Sheet Calculator can calculate a negative result for owner's equity, when the liabilities are excessively high. This is displayed as a dollar sign, followed by a negative sign, such as $-10,000.00. With a corporation owned by stockholders, with no primary owner, this can be interpreted as negative stockholders equity.

How to Enter Data into the Online Balance Sheet Calculator

To enter data, left click on the relevant box (cell) and then type in the data. You enter the dollar amounts of the financial assets and liabilities of your business in the green cells. Do not put any text, or dollar signs ($) in the green cells.

On the left of each green cell there is a white cell where you enter words describing the asset or liability you entered in the adjacent green box. The description is called a name on the calculator headings. Do not put any numbers to be calculated in the white cells. You can enter numbers that are not to be calculated, such as the client from 50th St.

A simple example will clarify the above. For a $10,000 bank loan for new equipment, the description or name would go in the white box on the left, and the $10000 would go in the green box on the right. See the following:

· In the white cell the name Bank loan for new equipment

· In the green cell $10,000

Incidentally, with the above example the new equipment would be an asset of $10,000, but the debt to the bank would be a liability.

If a Descriptive Phrase or a Dollar Amount is Too Large to Fit in the Cells

If a descriptive phrase is longer than the white boxes, you should first try to shorten it. If this is not feasible, the phrase can still be entered in a white cell, but the entire phrase will not show up, unless you scroll from left to right, or right to left, within the cell. In this way you can actually fit over 15 words in a cell.

If a dollar amount is too long for a green cell it can still be entered, and it will be calculated, but the entire number will not be visible, unless you scroll within the cell from left to right or right to left. Incidentally, the above is not likely to be a problem, because you can fit up to $10,000,000,000,0.00 in a green cell, without having to scroll left to right or right to left, within the cell.

Calculated Results Are Obtained Immediately

As soon as you enter data, and left click with the mouse, you will obtain calculated results. Alternatively, you can press the tab key on your keyboard to obtain calculated results. You can also move from one cell to another by pressing the tab key. You can also obtain calculated results by pressing one of the calculation buttons, on the top or bottom of this online calculator. (Do not press the enter key when using this calculator.) Note: all the calculated results on the Balance Sheet Calculator are displayed in red numbers, such as $25340.36.

If you know how to download files from the Internet, you can skip the text under this heading. If you are not familiar with downloading, it is very simple. It involves a few clicks with the mouse, and perhaps a little trial and error learning, which should be facilitated by the following instructions.

When you click on a link, for the Excel or OpenOffice.org it may take anywhere from a few seconds to several minutes before the download is complete. (Most downloads (from other websites) may take much longer than this, because they are usually much larger than the Excel or OpenOffice.org files.) The speed of your Internet connection and computer will greatly influence download time.

When you are downloading the Balance Sheet Calculator in the Excel or OpenOffice.org format, a dialog box will appear. The exact nature of the dialog box depends on the browser you are using, but it usually has two or three buttons, such as Save, Open, and Cancel. With the Save button on the download dialog box, you can save what you downloaded just like you would save any other document. This involves providing a location on your computer and perhaps also a file name, to save the document. The browser might use the default file name, and save your download in a default location on your computer, if you do not provide a location and file name.

The Open button on the download dialog box can be used as an alternative to the above. With this option, the download is placed on a default location on your computer. If the file is downloaded opened, you can use the save function as described above. If the download is an unopened file, you can use the Windows cut and paste function to transfer it to a convenient location on your computer.

Free Downloads on This Website: Excel and Openoffice.Org Versions of the Balance Sheet Calculator, for Microsoft Windows

The online calculator is not capable of saving any data you enter, because it is a JavaScript device. The Excel and OpenOffice.org versions of the Balance Sheet Calculator require Microsoft Windows, but they can save the data you entered, and the calculated results, as permanent records. You can download Excel and OpenOffice.org versions on this website (no charge) by clicking on one or more of the following:

Note: the above requires Microsoft Excel. If you do not have Microsoft Excel on your computer, you should download the OpenOffice.org version. You will also need to download the free OpenOffice.org software package from http://www.openoffice.org/, by left clicking on the blue link. The OpenOffice.org software is high quality, and it provides most of the functionality of Microsoft Office, including Excel.

Other Types of Online Balance Sheet Calculators from BetterAndBetterBusiness.com

The balance sheet Calculator on this website is a general purpose device that can be used for any size business. If you want a balance sheet Calculator designed for a specific purpose, left click on one or more of the following.

For information, or to request services, you can e-mail Tyrone Mingo, at Info@BetterAndBetterBusiness.com. You can also enter your message in a website communication form, by left clicking on the blue words: WEB FORM.

You can call Tyrone Mingo at 646-671-7211

I listen to your problems and goals, stimulate your creative thinking, provide suggestions, evaluations and referrals, and help you optimize your business plans. I often see a number of methods to obtain objectives, but my focus is on helping you devise your own strategies and solutions. I can also work with a group of people, such as your partners, managers or employees. Sometimes group discussions reveal more details, creative thinking, and solutions.

Sometimes problems or goals require specialists or a multidisciplinary approach. When this is the case I can usually obtain the right consultants, experts, and technicians to work with us to reach your objectives. When specialists are required I usually take the role of both manager and counselor. I manage the team of Specialists. This can be highly effective for large and medium-size businesses.

Some of the objectives that can be achieved with the versatile methodology I used include:

More Customers: With the help of my consultants, I can help you get more customers, by creating advertising campaigns, setting up websites and e-commerce, with Internet advertising. Working together, we can help you expand your current markets, and develop new markets for your products or services. We can write advertisements for you, on the web, and for leaflets.

Increase profitability: With our discussions I can help you identify which expenditures and efforts are profitable. This can involve determining the relative degree of profitability, or rate of return on various expenditures. I can help you identify and eliminate wasteful efforts, low-profit elements, and financial losses.

Publicity: With our discussions, I can suggest ways of creating constructive publicity. New store openings, or public celebrations sponsored by a company can create publicity, especially when news releases are issued to the press.

Public-Relations: With our discussions, I can suggest ways of establishing good public relations and a good reputation, which usually results in a large number of regular customers that like your product or service. This can result in positive word-of-mouth publicity, which can bring in more customers.

Time Management: I can help you and your staff with improving time management. This can include strategies to save time, ways of reducing travel time, and reorganizing workspace to make it more efficient. This can save money, and make your business less stressful. For time management, I also provide for free download Excel and OpenOffice.org project sheets, specialized calendars, and diaries, that are designed for planning over a period of days, weeks, or months. This can help you estimate how much time is necessary for a project, and it can help you with scheduling of various tasks.

Diagnosing and Solving: With our discussions, I can help you and your employees fined the cause of problems in your business, and help you find solutions.

Problem Prevention: With our discussions, we can evaluate your business or business plans, and identify problems that may develop in the future. When this is done, strategies to avoid problems usually become apparent.

Management and Motivational Dynamics: With our discussions, we can evaluate your management problems. I or my consultants can teach you principles of motivational dynamics in relation to management. When optimal management principles are applied to a staff great increases in efficiency, and cost reductions, can be achieved.

Credit: This is one of my specialties. Together we can evaluate your credit rating, credit needs, cash flow, and financing, and devise methods of making improvements in all of the above. I can help you find suitable lenders, and sometimes we can find alternatives to eliminate or reduce the need to borrow money.

Starting A New Business, or Revitalizing an Old One: I can help you, with our discussions to devise plans to start a new business, or to revamp a business you are ready have. I can help you with business planning, and writing a business plan.

Conflict Resolution: I can help you resolve conflict between partners, shareholders, employees, and customers. I can also help you avoid conflict.

A joyful business: I can help you make your business more pleasant and enjoyable for you, your customers and employees. This can include methods of reducing emotional stress. I believe a business should be rewarding and pleasurable for all concerned.

Hiring Employees: With our discussions, I can help you evaluate your hiring practices. I can make you more aware of your good hiring decisions, and hiring errors that were made in the past. Developing this awareness can greatly improve hiring decisions.

Real-Estate: I can help you with real estate problems. This includes obtaining ideal office space, manufacturing localities, and retail space. I can even help you sell part or all of your business. I can also help in selling unneeded real estate.

Written Reports: I, or one of my consultants, can provide evaluations of your business, involving written reports with recommendations on how to alleviate problems, obtain goals, and make your business more efficient, profitable, and enjoyable for you, your customers and employees.

Bookkeeping and Business Mathematics: I offer a free download of a number of Excel templates that make business calculations relatively easy. I also have these templates in the OpenOffice.org for those who do not have Excel. (OpenOffice.org is free, and it performs the same functions as Microsoft Office.) If you need specially designed calculation templates, one of my consultants can create them for a reasonable fee.

For the free OpenOffice.org software, left click on this web address: http://www.openoffice.org/ (Incidentally, OpenOffice.org can save you hundreds if you own a small business and thousands if you own a medium-size or large business.)

Individual Tutoring and Group Instruction: Sometimes I find the most effective approach is to provide instructional assistance. I do this by providing explanations and guidance, or by providing appropriate instructors, experts, and reading material.

Creative Questioning Technique: This technique uses a series of questions, coupled with other information, designed to make you aware of problems, solutions, and alternatives, and to stimulate creative thinking. This can be a very effective method of solving problems and obtaining goals. Actually, clients can sometimes do this technique by themselves.

Additional Information: I use many other techniques as needed. If you want information that is based on the size of your business, click on one of the following links.

Everything has a season; winter, spring, summer and fall. Life has its ups and downs, there are good and bad times in every aspect of our existence including business. Businesses that survive, profit and grow, and thrive to the utmost, are able to adjust to all the variations that this world offers. The idea to keep in mind is businesses can create flexibility and strength in their planning and design to survive, and even prosper during hard times.

Intelligent planning will also prepare a business to grow and prosper during good times. This involves searching for every opportunity to make a good and fair profit, and perhaps expand the business as well. However, all expansion, and all business plans, should be designed for the inevitable hard times, the winter; the downturns in the economy.

I, and my consultants can help you develop good business planning to maximize your chances of success and prosperity during the good times and bad times, winter spring summer and fall, the upturns and downturns, of the economy. Good business planning is one of our primary goals. Another primary goal is the satisfaction, happiness and well-being of our customers.

We wish you success, health and happiness, and hope you all have a realistic faith in yourself, in your fellow man, and in your plans and efforts.

You can call Tyrone Mingo at 646-671-7211

The Balance Sheet Calculator and this website were designed to be extremely user-friendly, which is one of the objectives of BetterAndBetter.com. Tyrone Mingo, the owner and operator of BetterAndBetter.com, and his consultants try to provide the best possible user-friendly services. This philosophy is reflected in the design of the Balance Sheet Calculator, and the website.

To achieve the ultimate in user friendliness, extra large print was used, on this website, with red headings. The sentences were written in simple language. A simple background was used, without any superfluous artwork to avoid distractions. The links are clearly marked, such as left click on these words for... The contact information is presented above and below, which eliminates the need for unnecessary searching. Many conventional features used in websites were avoided, to achieve the ultimate in user friendliness. For example, instead of dividing the text into small sections on multiple web pages, one large page was used. This eliminated the need for pull down menus, and superfluous links.

The writing, and the design and construction of the Balance Sheet Calculator, and the website, were performed by David Alderoty, for Tyrone Mingo. (Mr. Alderoty is not involved with the operation or services provided by BetterAndBetterBusiness.com.)

We hope you enjoyed the Balance Sheet Calculator, and this website, and quickly obtained the information you wanted. Thank you for listening to, and reading our material. Tyrone Mingo and his consultants, hope that we can provide the ultimate in user-friendly service for you and your business.